Geely Tugella 2025 2.0T GF+ Black Roof (4WD) Car Loan Calculator in KSA

The process typically involves selecting the vehicle, applying for a loan at a bank or financial institution, submitting required documents, and then signing the loan agreement.

Yes, taking a car loan can affect your credit score, as it adds to your credit history and debt-to-income ratio. Timely payments can improve your score, while late payments can harm it.

Consider your budget, the total cost of the car, interest rates, loan terms, and your ability to make monthly payments. It's also important to check your credit score.

Factors that can affect the interest rate include your credit score, the loan amount, the loan term, the lender’s policies, and current market conditions.

Yes, first-time buyers can often get car loans, but they may need to provide a larger down payment or have a co-signer. It's best to check with the lender for specific requirements.