Jaguar XJ 2023 3.0L Premium Luxury LWB (340 PS) Car Loan Calculator in KSA

Typically, you will need to provide proof of income, identification, and possibly a down payment. Additionally, having a good credit score can improve your chances of loan approval.

Taking a loan can affect your credit score positively if you make timely payments, but missed payments can lower your score significantly.

Consider the interest rates, loan terms, and any additional fees. Also, evaluate your monthly budget to ensure you can afford the payments.

Factors include your credit score, the loan amount, the duration of the loan, and the overall market conditions.

Yes, refinancing is an option if you find better rates or terms, but it's important to consider associated fees and your current financial situation.